Who will pick up the bill for your funeral?

63%* of us have thought about how our funerals are going to be paid for – have you? 

When people do decide to plan ahead, they'll usually pick either a Funeral Plan, a Guaranteed over 50s plan or choose to leave money in their estate to cover the costs. Below we take a look at the pros and cons of each.

Death is difficult to talk about, but then debt is an awkward subject too, so thinking about how your funeral will be paid for is sensible if you don’t want your friends or family to be burdened with either the cost of the funeral or the responsibility of deciding what kind of ceremony you would have wanted when the time does eventually come.

Ways to pay

Our advice…

No matter how you choose to pay for your funeral, talk to your family about the type of funeral you would want.

Arranging a funeral is a big responsibility and, in our experience, when arranging a funeral our clients just want to do the right thing for their loved one. When they know what their loved one wanted it can make arranging a funeral so much easier for them at what can be the most difficult time in their lives.

A simple conversation about whether you want a burial or cremation, what music you’d like played and what transport you might like – be it as simple and low-cost as possible or something more unique or elaborate – let them know and give them the reassurance and knowledge so they can do right by you.