Our Funeral Plans are still at 2016 prices!

Plus, unlike some Funeral Plan providers, we promise to cover all the costs of the services included in your chosen burial or cremation plan. Some providers only provide a contribution towards third party costs. We don’t think this is fair, which is why our Funeral Plans are fully guaranteed**.

See why we believe our Funeral Plans are the best available...

  • With a £100 online discount, our Simple Funeral Plan is just £2,895
  • All our Funeral Plans guarantee to cover the third party fees, no matter how much they might rise in the future**
  • You can pay from less than £15 a month, that’s less than 50p a day*
  • A range of payment options, so you can spread the cost up to 25 years (based on your age). Use our repayment calculator to find out more
  • Compare our set Funeral Plans against other providers below, who like us, are members of the Funeral Planning Authority (FPA).
  • 5 Star Defaqto rating for our Gold Funeral Plans.

Defaqto Star Rating

*Based on a Simple Funeral Plan of £2,895, paid over 25 years. Restrictions apply.

**Please note that Set Burial Plans do not include the purchase of a grave.

(Please note that the comparison table below includes an ‘N/A’ column (Not Applicable). N/A means that there is no comparable plan).

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Co-op Funeralcare
Price Member Reward
Simple N/A Bronze Silver Gold
Price Member Reward
Simple Bronze Silver Gold
Value Base Standard Select Premier
Amber Amber Pearl Diamond
Basic Ivy Holly Rowan
Simple Basic Simple Traditional Complete
N/A Simple Standard Premium
Crematorium / Burial
Cremation - Are all services fully guaranteed with no more to pay at the time of the funeral?
Yes - when the time comes we can fully guarantee that there will be no more to pay for any of the services detailed in the funeral plan. No matter how much price rise in the future, you have the peace of mind of knowing that the funeral will be fully paid for.
We do not offer a Funeral Plan that does not include the price of the mandatory third party fees (sometimes called disbursements). This means that with Golden Charter's Base Funeral Plan, the person arranging the funeral will have more to pay. In Golden Charter's other funeral plans, they give a contibution of £940 towards third party costs.
No - As well as Golden Charter's own services, the cost of a funeral also includes certain essential third party costs. These include fees for cremation or burial and for the clergy or officiant. These costs are beyond the control of Golden Charter but will be paid by them at the time.
The Base Plan has no allowance included and so these costs must be paid for at the time of the funeral. For further information see their Terms & Conditions.
No - Golden Charter will make a contribution towards the third party costs (known as disbursements) such as crematorium fees and clergy fees. If these fees have risen above this contribution at the time of the funeral, there will be more to pay. For further information see their Terms & Conditions.
In England, Wales and Northern Ireland, Dignity will cover the services included in the cremation except Doctor’s Fees, which are £164, and must be paid at the time the funeral is arranged. Doctor’s fees are applicable in England, Wales and Northern Ireland, but not in Scotland.
Yes - In Scotland, when the time comes, Dignity will fully guarantee that there will be no more to pay for any of the services detailed in the funeral plan. No matter how much the price may rise in future, you have the peace of mind knowing that the funeral will be fully paid for. (In Scotland Doctors fees are not applicable).
In England, Wales and Northern Ireland, Dignity will cover the services included in the cremation except Doctor’s Fees, which are £164, and must be paid at the time the funeral is arranged. Doctor’s fees are applicable in England, Wales and Northern Ireland, but not in Scotland.
Yes - In Scotland, when the time comes, Dignity will fully guarantee that there will be no more to pay for any of the services detailed in the funeral plan. No matter how much the price may rise in future, you have the peace of mind knowing that the funeral will be fully paid for. (In Scotland Doctors fees are not applicable).
No - Perfect Choice will make a contribution towards the third party costs (known as disbursements) such as crematorium fees, doctor' and clergy fees. If these fees have risen above this contribution at the time of the funeral, there will be more to pay. For further information see their Terms & Conditions.
This plan covers your funeral director’s fees only. It does not cover any third party costs such as the cost of cremation, medical fees for cremation certificates, ministers or officiants fees.
Golden Leaves do not offer a comparable Funeral Plan to our Simple Funeral Plan. All Co-op Funeral Plans fully guarantee the full cost of the funeral including the third party costs. Golden Leaves only make a contribution to such disbursements.
No - Golden Leaves has a set contribution to burial or cremation costs that increases in line with the Retail Price Index (RPI), so there may be additional cost to your estate / next of kin at the time of the funeral. See their T's & C's for further information.
Burials - Are all services fully guaranteed with no more to pay at the time of the funeral?
(Does not include the purchase of a grave or headstone)
Yes - when the time comes we can fully guarantee that there will be no more to pay for any of the services detailed in the funeral plan, including burial or interment fee (single), gravedigger fee, fee for a church service and Minister or Officiant's fees to conduct a service at a local cemetery chapel or church or at the graveside. No matter how much price rise in the future, you have the peace of mind of knowing that the funeral will be fully paid for.
We do not offer a Funeral Plan that does not include the price of the mandatory third party fees (sometimes called disbursements). This means that with Golden Charter's Base Funeral Plan, the person arranging the funeral will have more to pay. In Golden Charter's other funeral plans, they give a contibution of £940 towards third party costs.
No - As well as Golden Charter's own services, the cost of a funeral also includes certain essential third party costs. These include fees for cremation or burial and for the clergy or officiant. These costs are beyond the control of Golden Charter but will be paid by them at the time.
The Base Plan has no allowance included and so these costs must be paid for at the time of the funeral. For further information see their Terms & Conditions.
No - Golden Charter will make a contribution towards the third party costs (known as disbursements) such as burial or interment, gravedigger and clergy fees. If these fees have risen above this contribution at the time of the funeral, there will be more to pay. For further information see their Terms & Conditions.
No - Dignity will not fully guarantee the cost of a burial and will only pay a contribution towards third party burial costs that increases in line with the Retail Price Index (RPI). For further information see Dignity's Terms and Conditions.
No - Dignity will not fully guarantee the cost of burial services, and make a contribution towards the third party costs which rise in line with the Retail Price Index (RPI). If these fees have risen above this contribution at the time of the funeral, there will be more to pay. For more information please see Dignity's terms and conditions.
No - Perfect Choice will make a contribution towards the third party costs (known as disbursements) such as crematorium fees, doctor' and clergy fees. If these fees have risen above this contribution at the time of the funeral, there will be more to pay. For further information see their Terms & Conditions.
This plan covers your funeral director’s fees only. It does not cover any third party costs such as the cost of cremation, medical fees for cremation certificates, ministers or officiants fees.
Golden Leaves do not offer a comparable Funeral Plan to our Simple Funeral Plan. All Co-op Funeral Plans fully guarantee the full cost of the funeral including the third party costs. Golden Leaves only make a contribution to such disbursements.
No - Golden Leaves has a set contribution to burial or cremation costs that increases in line with the Retail Price Index (RPI), so there may be additional cost to your estate / next of kin at the time of the funeral. See their T's & C's for further information.
Flexibility
Can I choose which funeral director will arrange the funeral?
Yes - you have the choice of over 1,200 Co-op owned funeral directors across the whole of the United Kingdom. You can choose which one at any time and change your selection as often as you want at no cost i.e. if you move house.
We do not offer a Funeral Plan that does not include the price of the mandatory third party fees (sometimes called disbursements). This means that with Golden Charter's Base Funeral Plan, the person arranging the funeral will have more to pay. In Golden Charter's other funeral plans, they give a contibution of £940 towards third party costs.
No - although Golden Charter have a list of independent funeral directors who have agreed to redeem their funeral plans, there is no guarantee that a request to these funeral directors will be accepted. Their Terms & Conditions also state that there are potential additional charges at the time of the funeral. (b)
No - although Golden Charter have a list of independent funeral directors who have agreed to redeem their funeral plans, there is no guarantee that a request to these funeral directors will be accepted. Their Terms & Conditions also state that there are potential additional charges at the time of the funeral. (b)
No - Dignity will appoint a funeral director called the "Nominated Funeral Director". If the Nominated Funeral Director cannot for any reason perform your funeral, Dignity will appoint an alternative Nominated Funeral Director for you. Dignity also reserves the right to appoint a different or new Nominated Funeral Director to carry out your chosen funeral. For further information see Dignity's 'Your Nominated Funeral Director' Terms and Conditions.
No - Dignity will appoint a “nominated funeral director” from approximately 800 Funeral Directors available in the UK. If the Nominated Funeral Director cannot for any reason perform your funeral, Dignity will appoint an alternative Nominated Funeral Director for you. Dignity also reserves the right to appoint a different or new Nominated Funeral Director to carry out your chosen funeral.
For further information see Dignity's 'Your Nominated Funeral Director' Terms and Conditions.
No - Dignity will appoint a “nominated funeral director” from over 1300 Funeral Directors available in the UK. If the Nominated Funeral Director cannot for any reason perform your funeral, Dignity will appoint an alternative Nominated Funeral Director for you. Dignity also reserves the right to appoint a different or new Nominated Funeral Director to carry out your chosen funeral.
For further information see Dignity's 'Your Nominated Funeral Director' Terms and Conditions.
Maybe – Perfect Choice allow you to select any accredited funeral directing firm. If you have a preferred funeral director, you should include their details. They will then endeavour to place your funeral plan with your chosen funeral director.
Golden Leaves do not offer a comparable Funeral Plan to our Simple Funeral Plan. All Co-op Funeral Plans fully guarantee the full cost of the funeral including the third party costs. Golden Leaves only make a contribution to such disbursements.
No - Golden Leaves will only instruct the funeral director if at the date of death an agency or service agreement is in force between the Company and the funeral director, which the funeral director is able to perform. In some areas of the country the prices of services may be considerably higher - should your chosen funeral director not accept the plan at Golden Leaves' national average price you will be advised of the regional variation in pricing. For further information see 7.2 and 7.2.1 and 7.2.2 and 7.3 in Golden Leaves' Terms and Conditions.
Can I change which funeral director will arrange the funeral in the future free of charge?
Yes - you can change which funeral director you have nominated to arrange your funeral at any time in the future, as many times as you want and at no cost. For example, if you move house you can then choose the Co-op owned funeral director that is closest to you. You can do this by calling us at any time, writing to us or visiting your local funeral home.
We do not offer a Funeral Plan that does not include the price of the mandatory third party fees (sometimes called disbursements). This means that with Golden Charter's Base Funeral Plan, the person arranging the funeral will have more to pay. In Golden Charter's other funeral plans, they give a contibution of £940 towards third party costs.
Maybe - Golden Charter's Terms & Conditions state that you can request a different Selected Funeral Director by giving written notice and they will use "reasonable efforts to comply with your request", but this may result in the Selected Funeral Director charging an additional sum.
Maybe - Golden Charter's Terms & Conditions state that you can request a different Selected Funeral Director by giving written notice and they will use "reasonable efforts to comply with your request", but this may result in the Selected Funeral Director charging an additional sum.
Yes - If you change address you must notify Dignity and if appropriate they will appoint an alternative "Nominated Funeral Director".
Yes - If you change address you must notify Dignity and if appropriate they will appoint an alternative "Nominated Funeral Director".
Maybe - Perfect Choice's Terms & Conditions state that if you move to a different area you may be required to pay an additional sum when local costs are more expensive in the area you have moved to.
Golden Leaves do not offer a comparable Funeral Plan to our Simple Funeral Plan. All Co-op Funeral Plans fully guarantee the full cost of the funeral including the third party costs. Golden Leaves only make a contribution to such disbursements.
Yes - If you wish to change the funeral director selected, for example if you move house, then you must contact Golden Leaves.
Can the funeral plan provider guarantee the quality of the funeral service?
Yes - only funeral directors that are Co-op owned will carry out the funeral. All our funeral homes are subject to our strict codes of standards and training. We arrange your funeral plan for you and then arrange all aspects of the funeral when the time comes. Restrictions apply on the day and time of day for the funeral, liaise with your Funeral Director for further details.
Yes - only funeral directors that are Co-op owned will carry out the funeral. All our funeral homes are subject to our strict codes of standards and training. We arrange your funeral plan for you and then arrange all aspects of the funeral when the time comes.
We do not offer a Funeral Plan that does not include the price of the mandatory third party fees (sometimes called disbursements). This means that with Golden Charter's Base Funeral Plan, the person arranging the funeral will have more to pay. In Golden Charter's other funeral plans, they give a contibution of £940 towards third party costs.
No - Golden Charter only arrange funeral plans. They then sub-contract the funeral to one of over 3000 funeral directors they officially work with. They do not own the delivery of the funeral service so have no control over its quality (although they do have the right to inspect a Funeral Director's premises). Golden Charter are not experts in funeral services, nor do they have any responsibility over any other services that may be requested at the time of the funeral.
No - Golden Charter only arrange funeral plans. They then sub-contract the funeral to one of over 3000 funeral directors they officially work with. They do not own the delivery of the funeral service so have no control over its quality (although they do have the right to inspect a Funeral Director's premises). Golden Charter are not experts in funeral services, nor do they have any responsibility over any other services that may be requested at the time of the funeral.
Not always - Dignity own over 690 funeral directors across the United Kingdom. In the areas where they do not own a funeral director, they sub-contract the funeral to an independent funeral director. When an independent funeral director arranges a funeral, Dignity do not own the delivery of the funeral service, nor do they have any responsibility over any other services that may be requested at the time of the funeral.
Not always - Dignity own over 690 funeral directors across the United Kingdom. In the areas where they do not own a funeral director, they sub-contract the funeral to an independent funeral director. When an independent funeral director arranges a funeral, Dignity do not own the delivery of the funeral service, nor do they have any responsibility over any other services that may be requested at the time of the funeral.
Further restrictions apply on the day and time of the Basic funerals. Only available Tuesday to Thursday before 10.30am or after 3.30 pm.
Not always - Dignity own over 690 funeral directors across the United Kingdom. In the areas where they do not own a funeral director, they sub-contract the funeral to an independent funeral director. When an independent funeral director arranges a funeral, Dignity do not own the delivery of the funeral service, nor do they have any responsibility over any other services that may be requested at the time of the funeral.
No - Perfect Choice only arrange funeral plans. They then sub-contract the funeral to one of the funeral directors they officially work with. They do not own the delivery of the funeral service so have no control over its quality (although they do have the right to inspect a Funeral Director's premises). Perfect Choice are not experts in funeral services, nor do they have any responsibility over any other services that may be requested at the time of the funeral.
Golden Leaves do not offer a comparable Funeral Plan to our Simple Funeral Plan. All Co-op Funeral Plans fully guarantee the full cost of the funeral including the third party costs. Golden Leaves only make a contribution to such disbursements.
No - Golden Leaves only arrange funeral plans. They do not own funeral directors. They sub-contract the funeral to a funeral director they already have an agreement with, so they do not own the delivery of the funeral service.
If someone dies at night, will the funeral director take them into their care?
Yes - we offer a full 24 hour service. No matter what time someone dies, we will always be available to take them into our care.
We do not offer a Funeral Plan that does not include the price of the mandatory third party fees (sometimes called disbursements). This means that with Golden Charter's Base Funeral Plan, the person arranging the funeral will have more to pay. In Golden Charter's other funeral plans, they give a contibution of £940 towards third party costs.
No - Golden Charter state that collection by the Funeral Director will be during normal Office hours only.
Yes - Dignity offer a full 24 hour service. No matter what time someone dies, Dignity will always be available to take them into their care.
Yes - Dignity offer a full 24 hour service. No matter what time someone dies, Dignity will always be available to take them into their care.
Maybe - There is no specific mention of this in Perfect Choice's Terms and Conditions, so it is not made clear.
Golden Leaves do not offer a comparable Funeral Plan to our Simple Funeral Plan. All Co-op Funeral Plans fully guarantee the full cost of the funeral including the third party costs. Golden Leaves only make a contribution to such disbursements.
Yes - Golden Leaves Terms & Conditions state the appointed funeral director "operates 24hrs every day of the year".
Yes - Although Golden Leaves will only take the deceased into care between 9am and 5pm with their Simple Plan.
How far will the funeral director collect the deceased from (miles radius)?
50 miles
We do not offer a Funeral Plan that does not include the price of the mandatory third party fees (sometimes called disbursements). This means that with Golden Charter's Base Funeral Plan, the person arranging the funeral will have more to pay. In Golden Charter's other funeral plans, they give a contibution of £940 towards third party costs.
50 miles
50 miles
50 miles
15 miles during office hours.
15 miles during office hours.
15 miles during office hours.
15 miles during office hours.
15 miles during office hours.
20 miles
20 miles
20 miles
20 miles
50 miles
50 miles
50 miles
50 miles
25 miles
25 miles
25 miles
25 miles
25 miles
Golden Leaves do not offer a comparable Funeral Plan to our Simple Funeral Plan. All Co-op Funeral Plans fully guarantee the full cost of the funeral including the third party costs. Golden Leaves only make a contribution to such disbursements.
25 miles
25 miles
25 miles
Features
What type of coffin will it be?
A simple coffin.
We do not offer a Funeral Plan that does not include the price of the mandatory third party fees (sometimes called disbursements). This means that with Golden Charter's Base Funeral Plan, the person arranging the funeral will have more to pay. In Golden Charter's other funeral plans, they give a contibution of £940 towards third party costs.
A wood effect coffin.
A quality wood effect coffin.
A high quality wood veneer coffin.
A simple coffin.
A simple coffin.
A High Quality coffin.
A Superior coffin.
A basic coffin.
A wood effect coffin.
A quality wood effect coffin.
A high quality wood veneer coffin.
A basic coffin.
A wood effect coffin.
A quality wood effect coffin.
A high quality wood veneer coffin.
A simple coffin.
A veneered coffin.
A superior veneered coffin.
A basic coffin.
A standard coffin.
A high quality coffin.
How many limousines will follow the hearse?
0
We do not offer a Funeral Plan that does not include the price of the mandatory third party fees (sometimes called disbursements). This means that with Golden Charter's Base Funeral Plan, the person arranging the funeral will have more to pay. In Golden Charter's other funeral plans, they give a contibution of £940 towards third party costs.
0
1
2
0
0
0
1
2
0
0
1
2
0
0
1
2
0
0
0
1 (Direct to crematorium or cemetery only)
2 (Direct to crematorium or cemetery only)
Golden Leaves do not offer a comparable Funeral Plan to our Simple Funeral Plan. All Co-op Funeral Plans fully guarantee the full cost of the funeral including the third party costs. Golden Leaves only make a contribution to such disbursements.
0
1
2
Will I be able to view my loved one?
Yes, during office hours.
Yes, at any time by appointment.
We do not offer a Funeral Plan that does not include the price of the mandatory third party fees (sometimes called disbursements). This means that with Golden Charter's Base Funeral Plan, the person arranging the funeral will have more to pay. In Golden Charter's other funeral plans, they give a contibution of £940 towards third party costs.
It is not stated whether or not viewing is available with this plan.
No viewing is available with this plan.
Viewing is available during office hours only.
Viewing is available during normal business hours by appointment.
Viewing is available weekdays by appointment.
Viewing is available at any time by appointment.
Viewing is available during normal business hours by appointment.
Viewing is available during normal business hours by appointment.
Viewing is available at any time by appointment.
No, this Funeral Plan does nto include the option to view your loved one.
Golden Leaves do not offer a comparable Funeral Plan to our Simple Funeral Plan. All Co-op Funeral Plans fully guarantee the full cost of the funeral including the third party costs. Golden Leaves only make a contribution to such disbursements.
No viewing is included in this Funeral Plan.
Yes, by appointment.
Can I choose the cortege (funeral procession) route?
The cortege will travel directly to the crematorium or cemetery from our funeral home.
You can choose to leave from the family home and travel to a separate service location before the funeral.
We do not offer a Funeral Plan that does not include the price of the mandatory third party fees (sometimes called disbursements). This means that with Golden Charter's Base Funeral Plan, the person arranging the funeral will have more to pay. In Golden Charter's other funeral plans, they give a contibution of £940 towards third party costs.
No, the cortege will leave directly from the funeral home to the crematorium or cemetery.
No, the cortege will leave directly from the funeral home to the crematorium or cemetery.
No, the cortege will travel directly to the crematorium or cemetery from our funeral home.
You can choose to leave from the family home and travel to a separate service location before the funeral.
No, the cortege will travel directly to the crematorium or cemetery from our funeral home.
You can choose to leave from the family home and travel to a separate service location before the funeral.
No, the cortege will travel directly to the crematorium or cemetery from your selected funeral home.
Golden Leaves do not offer a comparable Funeral Plan to our Simple Funeral Plan. All Co-op Funeral Plans fully guarantee the full cost of the funeral including the third party costs. Golden Leaves only make a contribution to such disbursements.
No, the cortege will go directly to the crematorium or cemetery from the funeral home.
Paying for the Funeral Plan
Can I Spread the cost?
Yes, you can spread the cost from between 6 months to 25 years. For periods of 2 years and over, there will be an installment charge. Click here for full details.
We do not offer a Funeral Plan that does not include the price of the mandatory third party fees (sometimes called disbursements). This means that with Golden Charter's Base Funeral Plan, the person arranging the funeral will have more to pay. In Golden Charter's other funeral plans, they give a contibution of £940 towards third party costs.
Yes, you can spread the cost from between 1 to 30 years. For periods of 2 years and over, there will be an additional charge. Full details, including any additional fees are on the Golden Charter website.
Yes, you can spread the cost from between 1 to 30 years. For periods of 2 years and over, there will be an additional charge. Full details, including any additional fees are on the Golden Charter website.
Yes, you can spread the cost over 1 year, 5 years or 10 years. For 5 and 10 years, there will be an additional charge. Full details are on their website.
Yes, you can spread the cost over 1 year, 5 years, 10 years or 15 years. They may offer additional payment periods upon request. Full details are on their website.
If you want to pay in instalments, you need to call Perfect Choice to discuss. Full details are on their website.
Golden Leaves do not offer a comparable Funeral Plan to our Simple Funeral Plan. All Co-op Funeral Plans fully guarantee the full cost of the funeral including the third party costs. Golden Leaves only make a contribution to such disbursements.
Yes, you can spread the cost over 1 year, 3 years or 5 years. For periods of 3 years and over, there will be an interest charge. Full details are on their website. Payments by instalments are subject to a cumulative interest charge of 6% – The 1st year is interest free.
Can I pay by Fixed Monthly Payments, which is a monthly payment every month for life?
Yes, however if a Joint Plan is selected the Fixed Monthly Payment option is not available.
We do not offer a Funeral Plan that does not include the price of the mandatory third party fees (sometimes called disbursements). This means that with Golden Charter's Base Funeral Plan, the person arranging the funeral will have more to pay. In Golden Charter's other funeral plans, they give a contibution of £940 towards third party costs.
Yes, however if a Joint Plan is selected the Fixed Monthly Payment option is not available.
Yes, however if a Joint Plan is selected the Fixed Monthly Payment option is not available.
Yes, however if a Joint Plan is selected the Fixed Monthly Payment option is not available.
Are there any Cancellation Charges?
There is a 30 day cooling off period, during which time you can cancel and receive a full refund. After that a Cancellation fee of £250 will be payable.
We do not offer a Funeral Plan that does not include the price of the mandatory third party fees (sometimes called disbursements). This means that with Golden Charter's Base Funeral Plan, the person arranging the funeral will have more to pay. In Golden Charter's other funeral plans, they give a contibution of £940 towards third party costs.
There is a 30 day cooling off period, during which time you can cancel and receive a full refund. After that a Cancellation Fee of £249 will be payable.
There is a 30 day cooling off period, during which time you can cancel and receive a full refund. After that a Cancellation Fee of £249 will be payable.
There is a 28 day cooling-off period during which time you can cancel your plan free of charge and receive a full refund of any monies paid. After the 28 days there is a cancellation charge of £395.
There is a 28 day cooling-off period during which time you can cancel your plan free of charge and receive a full refund of any monies paid. After the 28 days there is a cancellation charge of £95.
There is a 30 day cooling off period, after which there is a full refund minus a £160 management fee.
There is a 28 day cooling off period, during which time you can cancel and receive a full refund. After that a Cancellation fee equivalent to 20% of the overall cost of the funeral plan will be payable.
Offline Price
2995
3395
3750
3999
2895
2800 + third party fees
3295
3650
3899
2995
3395
3749
3999
3555
2535
3555
3865
4230
3420
3800
4120
Online Price
2895
3295
3650
3899
2800 + third party fees
3295
3650
3899
2995
3395
3749
3999
2895
3295
3650
3899
3555
2535
3555
3865
4230
3420
3800
4120
Member / Additional Benefits
Co-op Members get a minimum of £225 back on their card when they buy a Co-op Funeral Plan. Use your Co-op Membership card to earn 5% for you, or £225 (whichever is greater) and 1% for your community, when you buy a Co-op Funeral Plan online or in one of our funeral homes. If you choose to pay for your Funeral Plan by instalments, then you’ll receive your Membership reward in instalments too. To find out how to become a Co-op member visit our membership page.
We do not offer a Funeral Plan that does not include the price of the mandatory third party fees (sometimes called disbursements). This means that with Golden Charter's Base Funeral Plan, the person arranging the funeral will have more to pay. In Golden Charter's other funeral plans, they give a contibution of £940 towards third party costs.
Co-op Members get a minimum of £225 back on their card when they buy a Co-op Funeral Plan. Use your Co-op Membership card to earn 5% for you, or £225 (whichever is greater) and 1% for your community, when you buy a Co-op Funeral Plan online or in one of our funeral homes. If you choose to pay for your Funeral Plan by instalments, then you’ll receive your Membership reward in instalments too. To find out how to become a Co-op member visit our membership page.
Co-op Members get a minimum of £225 back on their card when they buy a Co-op Funeral Plan. Use your Co-op Membership card to earn 5% for you, or £225 (whichever is greater) and 1% for your community, when you buy a Co-op Funeral Plan online or in one of our funeral homes. If you choose to pay for your Funeral Plan by instalments, then you’ll receive your Membership reward in instalments too. To find out how to become a Co-op member visit our membership page.
Co-op Members get a minimum of £225 back on their card when they buy a Co-op Funeral Plan. Use your Co-op Membership card to earn 5% for you, or £225 (whichever is greater) and 1% for your community, when you buy a Co-op Funeral Plan online or in one of our funeral homes. If you choose to pay for your Funeral Plan by instalments, then you’ll receive your Membership reward in instalments too. To find out how to become a Co-op member visit our membership page.
No member benefit, however you do receive a free Will with this service.
No member benefit, however you do receive a free Will with this service.
No member benefit, however you do receive a free Will with this service.
No member benefit, however you do receive a free Will with this service.
No member benefit, however you do receive a free Will with this service.
No member benefit
No member benefit
No member benefit
No member benefit
No member benefit
No member benefit
No member benefit
No member benefit
No member benefit
No member benefit
No member benefit
No member benefit
No member benefit
No member benefit
No member benefit
No member benefit
No member benefit
Co-op Funeralcare
Price Member Reward
Simple N/A Bronze Silver Gold
Price Member Reward
Simple Bronze Silver Gold
N/A Base Standard Select Premier
Amber Amber Pearl Diamond
Basic Ivy Holly Rowan
Simple Basic Simple Traditional Complete
N/A Simple Standard Premium

*This comparison table includes only some of the main plan features for Set Funeral Plans.

^UK law requires two doctors for cremations and only one for burials. See the gov.uk website Cremation Guidance for further information.

**Price per month applies for a Funeral Plan purchased on our website including a £100 online discount and is based on payments made over 25 years. Our low cost monthly instalments give you a range of payment options, providing greater flexibility. With a choice of terms over 2 - 25 years you can spread the cost of paying for your Funeral Plan. An Instalment Charge is included in the Plan cost if you choose to pay over 2-25 years. A maximum age limit applies to the Plan Purchaser. This option is available to anyone as long as the Plan is paid for in full before the Plan Purchasers 80th birthday.

Table notes

All information correct at 3rd April 2017. All information included in this table has been taken from provider websites. If you intend to travel overseas, perhaps remaining there for some time, we recommend that your travel or medical insurance policy includes full cover for repatriation costs to your funeral director's premises. Please check with the provider for more details.

a) 'Fully guaranteed' means no matter how much the costs of the services specifically included in the Set Funeral Plans increase between now and the time of the funeral, there will be no more to pay for these services. Third party costs (often called disbursements) such as fees for the burial, doctor, church, minister and grave-digger are not always fully guaranteed - and the amount covered by any contribution varies between providers.

b) Not guaranteed and may incur additional costs. For further information see clause 9.2 in Golden Charter's Terms and Conditions and general Terms and Conditions of other suppliers.

c) Monthly Direct Debit payments for a fixed period. The following Direct Debit payment options are available for Co-op Funeralcare Set Funeral Plans online are 6 and 12 months at no additional charge and 24 to 300 months (25 years) with additional instalment charges as shown here. Dignity instalment charges are 24 months (5.8%), 36 months (6.9%), 60 months (15.42%) and 120 months (32,60%). Golden Leaves instalment charges are 36 and 60 months (6% pa after year 1). Golden Charter have a minimum deposit of £99 for all instalment options.

d) Available to anyone aged between 50 and 80. The same payment every month for life or until the anniversary of your Set Funeral Plan prior to your 90th birthday

e) If you choose to spread the cost over more than 12 months an administration fee will apply

f) Payments by instalments are subject to a cumulative interest charge of 6% - The first year is interest free. Plan prices are based on a national average - in some areas of the country the prices of services maybe considerably higher - should your chosen funeral director not accept the plan at Golden Leaves' national average price you will be advised of the regional variation in pricing. For further information see their Terms and Conditions.

All competitor pricing shown in this table includes any known discounts.